Route one: buy in a scheme
The authority announces a scheme, you apply and deposit registration money, and a draw decides allotment. This is the cheapest way in. The last residential scheme, RPS-10/2026, allotted at roughly Rs 36,260 per sqm against a resale market at Rs 80,000 and above.
The catch is arithmetic. RPS-10/2026 offered 973 plots. Demand for a scheme like that runs into tens of thousands of applications. You should apply in every scheme you are eligible for, and you should not plan your life around winning one.
Residential sectors and current rates
Indicative, August 2026Rates move every quarter. Every figure has a source, and we will give you the live number before you negotiate.
Route two: buy in resale
You buy from an existing allottee. You pay the allotment cost the seller has already paid, plus a premium, plus the transfer costs. In exchange you get certainty of getting a plot and certainty of which plot.
A resale transfer runs through the authority. The seller applies, the authority processes the transfer, and the new lease rent for the buyer is calculated on the authority rate prevailing at the time of the transfer memorandum. Transfer charges depend on the plot type and the transaction value. Nothing completes without authority approval.
What the paperwork costs
Budget these separately from the plot price. They are not small and they are not negotiable.
- Stamp duty in Uttar Pradesh: 7 per cent for a male buyer, 6 per cent for a female buyer, 6.5 per cent for joint ownership, calculated on the circle rate or the transaction value, whichever is higher.
- Registration fee: 1 per cent of property value.
- Lease rent payable to the authority before lease deed execution.
- Transfer charges on a resale, set by the authority and varying with plot type and value.
- All legal and documentation expenses are borne by the allottee and are non-refundable.
Registry and possession, step by step
This is the sequence we run for every client. It typically takes several weeks end to end, with the sub-registrar appointment itself taking about a day.
- Clear the payment schedule, including the premium instalments and the lease rent.
- Receive the lease deed intimation from the authority.
- File at the sub-registrar with the lease deed draft, allotment letter, no-dues certificate, and identity proofs including Aadhaar and PAN.
- Both parties sign, the registrar validates and registers the deed.
- Send the registered copy back to the authority and file the mutation application.
- The authority issues the possession letter, typically around 60 days after registration.
- Check the physical boundaries against the sanctioned layout plan before taking possession.
Questions people actually ask
What is a transfer memorandum?
It is the authority document that records a change of allottee on a plot. On a resale, the buyer becomes the recognised allottee only when the authority issues it. The new lease rent is calculated on the authority rate prevailing on that date.
Can I sell my authority plot before the lease deed is registered?
Transfer is permitted once the payment and formalities are complete, subject to authority approval, and the applicable rules depend on the scheme under which the plot was allotted. Send us the allotment letter and we will tell you exactly where your file stands.
What is a no-dues certificate and why does it matter?
It confirms the authority has received everything owed on the plot. Without it there is no registry. If a seller cannot produce one, the deal is not ready, regardless of what else they show you.
Related pages
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