India property from Bermuda: your consulate and your rails

You live in Bermuda. Your property paperwork goes to the Embassy of India, Washington DC, at 2536 Massachusetts Avenue NW (consular wing), under the consular jurisdiction map effective 15 July 2025. Which mission handles you is decided by where you live, not by the city you travel from.

Bermuda is not a US state. It sits in the Embassy of India consular jurisdiction alongside the six states the Embassy covers.

The hours you are working across

Bermuda runs 9.5 hours behind India in summer, 10.5 in winter. India keeps no daylight saving, so a gap that moves, moves because the US moved its clocks.

What Bermuda does about the tax India already took

Bermuda levies no personal income tax, so there is no state layer on your India rent. Your federal return still reports it, and India still taxes it first and withholds at source.

India goes first either way. Rent paid to a non-resident owner carries 31.2% withheld at source from the first rupee, with no threshold, under the rule now carried in Section 393(2) of the Income-tax Act 2025. On a sale the buyer withholds on the full price rather than on your gain, at 13% to 14.95%, unless you hold a lower-deduction certificate.

Sending a power of attorney from Bermuda

One named person, one named property, a listed set of acts. Sign before a notary with two independent witnesses, apostille through the authority that issues them where you live, courier the original to India, and adjudicate stamp duty within three months of arrival. Indian passport and OCI holders can use mission attestation instead. Since August 2025 the mission side runs through VFS Global, which adds an appointment and two courier legs.

The full POA route from the USA · What the tenant must deduct · What the IRS wants

Also served by Washington DC

All nine Indian missions in the USA · The full US owner’s guide · Property Health Check