Free NRI property ebooks and field guides

The full library of free field guides for NRIs who own property in India, written from primary sources and cited to the rule, organized by the decision in front of you. Enter your email on the page to download any guide as a PDF.

The property lifecycle

Three field guides across the owner lifecycle: buying and holding, renting and running it, and the exit. The generic bundle every NRI owner should have. Open the full lifecycle page.

• Buy & Hold (62 pages): buying property in India and keeping title without losing it. What FEMA lets you buy and how the money must move, PAN and KYC, a power of attorney that works, due diligence and the TDS you deduct as a buyer, RERA, the benami trap, vacant-flat risk, and khata.
• Rent & Run (59 pages): letting a flat and running it from abroad. The leave-and-licence agreement and why it runs eleven months, where the rent lands and the tenant's TDS, rental-income tax, society dues and bills, the GST and deposit scams that target NRI landlords, eviction, and manager control.
• The Exit (64 pages): selling, inheriting, and moving money home. Capital gains and the exemptions that cut them, the buyer's TDS under Section 195 and the lower-deduction certificate, repatriation and the USD 1 million route, DTAA relief, inheritance, succession, and the co-heir deadlock.

Leaving India

For the owner who is leaving India for good, not only managing a flat from abroad. Open the tax-base guide page.

• Move Your Tax Base (49 pages): taking your tax residence with you when you leave India. Section 6 residency and the 182 and 120/60-day tests, the NRI, RNOR, and ROR seats and the RNOR window that softens the move, the NRO, NRE, and FCNR banking switch and the USD 1 million route, and deep profiles of the UAE, Singapore, and Portugal with DTAA relief.

These guides report the rules and name the traps. They are not legal or tax advice; confirm your own facts with a chartered accountant and a lawyer. Get an itemized management proposal or read our NRI property guides.