TDS & lower-deduction certificates

Stop 31.2% of your rent, or 20% of a sale, sitting with the taxman. Get the certificate first.

Tax on an NRI is withheld at the top: 31.2% on rent with no threshold, and TDS on the full sale price (not the gain) when you sell. The tenant or buyer is meant to deduct it, hold a TAN, and file Form 27Q. Most cannot, and the liability and the locked-up refund land on you.

Our CA partners file the Section 197 or Form 13 lower-deduction certificate before the lease or sale closes, so you are taxed near your real liability instead of waiting a year for a refund. They chase the tenant or buyer on TAN, deduction, and Form 16A so your credit actually appears.

What's included

• Form 13 lower-TDS certificate on rent (the 31.2% fix)
• Section 197 lower or nil certificate before a sale (the full-price fix)
• Tenant and buyer follow-up on TAN, Form 27Q, and Form 16A
• Filed and reconciled by vetted CA partners

FAQ

Can you cut the TDS on my rent below 31.2%?

Yes, that is what Form 13 is for. After the 30% standard deduction your real liability is almost always lower, and a certificate makes your tenant deduct at that lower rate instead.

I am selling. Can I avoid 20% of the price being held?

You apply for a Section 197 certificate before the sale agreement. It fixes the TDS near your actual capital-gains tax, so lakhs are not frozen for a year waiting on a refund.

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